Introduction to Central Bank Digital Currencies

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Online Course


30 mins

Video duration




On Completion

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With this online course, you will:
  • Understand the Function and Role of Central Bank Money
  • Distinguish Central Bank Digital Currencies (CBDCs) from Cryptocurrencies
  • Explore the Motivations Behind CBDC Development
  • Examine the Potential Impact of CBDCs on Financial Systems
  • Unravel the principles behind CBDCs

Monetary Policy Understanding

Digital Currency Differentiation

Financial Systems Insights

Technological Adoption

Strategic Analysis

Course Lessons

What is Central Bank money

Chapter 1 provides an essential overview of how central banks issue and manage money, serving as the bedrock of a nation's economy. It covers the core functions of central bank money, its role in monetary policy, and its significance in maintaining financial stability, setting the stage for understanding the transition to digital currencies.

CBDC’s concept and key aspect

In Chapter 2, learners will delve into the defining features of Central Bank Digital Currencies. This segment unpacks the principles behind CBDCs, their operational frameworks, and how they are poised to coexist with traditional forms of money. The chapter illuminates the key components that make CBDCs a unique and potentially transformative tool for modern finance.

CBDC’s possible motivations

Chapter 3 examines the diverse drivers propelling central banks to consider adopting digital currencies. It discusses how CBDCs could address issues like financial inclusion, payment system efficiency, and security concerns, while also exploring their potential to revolutionise monetary policy implementation. This chapter provides insights into the strategic considerations behind the push for a digitised monetary future.

Why CBDCs are not cryptocurrencies

Chapter 4 clarifies the fundamental differences between state-backed digital currencies and decentralised cryptocurrencies. This chapter discusses the centralised control of CBDCs, their legal tender status, and the regulatory frameworks under which they operate, contrasting these features with the decentralised, often unregulated nature of cryptocurrencies. This distinction is critical for understanding the implications of CBDCs for financial sovereignty and policy enforcement.

Meet your instructor - Dr. Oriol Caudevilla

FinTech and Blockchain Advisor, Influencer, Speaker and Host of “A Digital Tomorrow” Podcast

Dr. Oriol is a very influential voice in the FinTech area, has advised many FinTech companies and with a very extensive network across the globe. He is passionate about the Future of Banking and Finance, and a strong believer in digital transformation and artificial intelligence quickly becoming the top priority for those not wanting to be left behind as well as the best tool to create a more inclusive financial system. He regularly publishes articles in several media, such as China Daily (both the Global and Hong Kong Edition), Macau Business and Challenger Insider.
Dr. Oriol is a Current member of the Singapore Fintech Association (SFA) as well as FinTech Australia.