FINTECH & INNOVATION

Introduction to Open Banking and Embedded Finance

Can Organisations Navigate the Open Banking Revolution?
Understand how organisations approach open banking and embedded finance, navigate the technologies and regulations that enable them, and build the knowledge needed to identify opportunities, manage risks, and respond to the changing financial services landscape.

Online Course

Format

43 mins

Video duration

Foundation

Level

Badge

On Completion

Badge of completion

With this online course, you will:

  • Understand the definition, history, and global development of open banking
  • Learn how APIs and data standards enable secure data sharing across the financial ecosystem
  • Explore the role of Third-Party Providers and the regulatory frameworks that govern open banking
  • Identify the key business models unlocked by open banking, including embedded finance and Banking as a Service
  • Build a practical understanding of how AI, open finance, and emerging regulations are shaping the future of financial services
Skills

Open Banking Literacy

API and Technology Fundamentals

Regulatory and Compliance Awareness

Embedded Finance Strategy

AI and Open Finance Awareness

Course Lessons

What is Open Banking and Why Does it Matter?

This lesson introduces open banking and embedded finance, explaining what they are and why they are becoming increasingly important in financial services. It explores how data sharing, digital innovation, and changing customer expectations are reshaping the industry, and highlights why understanding open banking matters for organisations navigating this shift.

The Foundations of Open Banking

This lesson explores the core concepts, history, and global development of open banking. It traces how open banking evolved from an emerging idea into a major movement in financial services, and examines the opportunities, challenges, and market drivers shaping its growth across regions.

The Technology Behind Open Banking

This lesson explains the technological foundations that make open banking possible, including APIs, data standards, and security frameworks. It explores how these components enable secure and standardised data sharing between financial institutions and third parties, while supporting both innovation and compliance.

Third-Party Providers and Regulatory Frameworks

This lesson introduces the key participants in the open banking ecosystem, particularly Third-Party Providers and the roles they play. It examines how these providers operate, how customer consent is managed, and how regulatory and licensing frameworks help ensure trust, security, and accountability.

Business Models, Embedded Finance, and the AI Synergy

This lesson explores the new business models enabled by open banking, including Embedded Finance, Banking as a Service, and platform-based partnerships. It also examines how AI strengthens open banking use cases by enabling more personalised, responsive, and data-driven financial services.

From Open Banking to Open Finance

This lesson looks at how open banking is expanding into a broader open finance landscape. It explores how data sharing is extending beyond bank accounts into areas such as insurance, pensions, and investments, while examining the regulatory developments and strategic shifts shaping the next phase of innovation.

Meet your instructor - Marwan Aly

Fintech, Digital Transformation and Payments Expert

Marwan is a fintech and digital transformation expert with over 15 years of experience across EMEA in digital banking, payments, embedded finance, and regulatory innovation. He has held leadership roles at organisations including ITS, Commercial International Bank, the Central Bank of Egypt, and Network International UAE, delivering strategic initiatives across financial services. He has also supported entrepreneurs, startups, regulators, and financial institutions through innovation, product strategy, and business growth.
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